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Let’s face it – there are many, many of us with bad credit. Some of us couldn’t help it while some of us are definitely responsible for the situation that you find yourself in. Regardless of your reason, you have bad credit. Worse off, you have to buy a new or used car, and you’ll definitely need an auto loan to finance it. What do you do now? The answer is much more easy and settling than you think it is. It isn’t impossible or improbable for you to get an auto loan and financing with bad credit (and even easier then, if you don’t have a bad credit score).